Leasing for businesses
How does leasing work?
Leasing is a long-term rental solution that provides a cost-effective way to acquire equipment like computers, phones, and tablets without heavy upfront investment. Instead of paying the full price at once, you pay a fixed monthly fee, freeing up capital for other business priorities.
A leasing agreement involves three parties: Verkkokauppa.com as the supplier, our financing partner as the lessor, and your company as the lessee. The finance company purchases the equipment and leases it to you, using the devices as collateral. You pay the rent directly to the finance company, and return the equipment to Verkkokauppa.com at the end of the term.
Leasing is a flexible solution for businesses that want the latest technology without the burdens of ownership or obsolescence. Verkkokauppa.com offers tailored leasing solutions so you can focus on growing your business.
Benefits of leasing vs. ownership
Leasing is an excellent option when owning equipment isn't necessary. Since assets don't transfer to the company's ownership, leasing is ideal for hardware that needs replacing every few years. Fixed monthly payments simplify budgeting, and leasing provides access to top-tier equipment at a much lower cost than purchasing outright.
"Leasing is becoming increasingly popular among business customers because equipment needs regular updates anyway. The growing importance of data security also highlights the need for up-to-date hardware," says Lauri Niklander from Verkkokauppa.com B2B sales.
Another advantage of leasing is lifecycle management—companies don't have to worry about disposing of old equipment. Since devices are typically returned at the end of the lease term, you can ensure that computers containing confidential data don't end up in the wrong hands.
"Leasing is also an excellent choice for cash flow management. Through our partners offering brand financing, we can provide high-quality equipment at affordable monthly rates. At its best, the agreement can include insurance and maintenance, making leasing a low-risk and worry-free solution," Niklander concludes.
Tailored leasing agreements for all types of businesses
When major purchases become necessary, it's crucial that financing is handled quickly and easily. You save time when equipment, services, and financing are all managed in one place, eliminating the need for separate negotiations.
"We serve all kinds of businesses, and leasing can finance a wide range of assets. A lease agreement always requires a positive credit decision based on verified repayment capacity. The final decision is a comprehensive assessment of the customer's situation, not just based on financial statements," says Ville Lilja, a representative from the Tech Solutions financing department at De Lage Landen, a Verkkokauppa.com partner.
Leasing protects companies from equipment depreciation and allows capital to be invested more wisely. The most popular lease terms are 24 and 36 months, which is an ideal cycle for modern hardware updates.
"The agreement is always for a fixed term, but we can always find a solution if, for example, a customer wants to pay off the remaining installments due to a business sale. Extending the agreement after the initial term is also possible in certain cases," Lilja notes.
Online leasing finance
We offer leasing options for financially stable companies, organizations, and the public sector. Place your leasing order directly through Verkkokauppa.com.